Privacy Policy
Last updated: February 24, 2026
Introduction
Oram Insurance Agency ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services. We serve the Tri-Valley communities of Dublin, Livermore, Pleasanton, San Ramon, and Danville, California.
Information We Collect
We may collect the following types of information:
Personal Information You Provide
- Name, email address, phone number, and mailing address
- Date of birth, driver's license number, and Social Security number (for insurance quoting only)
- Vehicle information (year, make, model, VIN)
- Insurance history and coverage preferences
- Any other information you voluntarily provide through our quote forms or contact forms
Information Collected Automatically
- Browser type, operating system, and device information
- IP address and approximate geographic location
- Pages visited, time spent on pages, and referring URLs
- Cookies and similar tracking technologies
How We Use Your Information
- To provide insurance quotes and connect you with appropriate carriers
- To communicate with you about your policies, quotes, and inquiries
- To improve our website, services, and customer experience
- To send relevant marketing communications (with your consent)
- To comply with legal obligations and protect against fraud
Cookies & Tracking Technologies
We use cookies and similar technologies to:
- Essential cookies: Remember your preferences and keep you logged in
- Analytics cookies: Understand how visitors interact with our website
- Advertising cookies: Deliver relevant ads and measure ad campaign effectiveness
You can manage your cookie preferences through your browser settings or by using the cookie consent banner on our website. Declining non-essential cookies will not affect your ability to use our core services.
Third-Party Services
We may share your information with the following types of third parties:
- Insurance carriers and underwriters to obtain quotes and bind policies on your behalf
- Analytics providers (such as Google Analytics) to help us understand website usage
- Advertising platforms (such as Google Ads) to deliver and measure relevant advertisements
Your California Privacy Rights (CCPA/CPRA)
As a California resident, you have the following rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA):
- Right to Know: You may request details about the personal information we have collected about you
- Right to Delete: You may request that we delete your personal information, subject to certain exceptions
- Right to Opt-Out: You may opt out of the sale or sharing of your personal information
- Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights
To exercise any of these rights, please contact us at: privacy@oraminsurance.com
Data Security
We implement industry-standard security measures including SSL encryption, secure data storage, and access controls to protect your personal information. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.
Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, please contact us immediately.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the updated policy on this page with a revised "Last Updated" date. We encourage you to review this page periodically.
Contact Us
If you have questions about this Privacy Policy or wish to exercise your California privacy rights, please contact us:
Oram Insurance Agency
Tri-Valley, California
privacy@oraminsurance.com
(925) 555-0100